Cuando no puede pagar su factura tributaria en su totalidad, un plan de pago del IRS, también conocido como acuerdo de pago a plazos, le permite dividir su saldo en pagos mensuales asequibles. ¿Nuestro Planes de pago del IRS el servicio le ayuda a:
Para una liquidación única en lugar de pagos mensuales, consulte nuestra Oferta Compromiso servicio.
Revisamos sus transcripciones y avisos del IRS, sin costo alguno, para determinar el mejor tipo de plan.
Utilizando sus datos financieros, identificamos qué acuerdo (a corto plazo, garantizado, simplificado o de pago parcial) se ajusta a su situación.
Redactamos y archivamos todos los formularios del IRS requeridos (formulario 9465, formulario 433-A/B), negociamos los términos de domiciliación bancaria y gestionamos cualquier solicitud de seguimiento.
Una vez aprobados, supervisamos sus pagos, ajustamos las condiciones si es necesario y lo mantenemos al día para evitar futuras multas.
A payment plan is a formal agreement that lets taxpayers resolve their tax bill over time instead of paying the full amount upfront. Most taxpayers prefer this approach because it avoids immediate enforcement actions such as bank levies or property seizure.
Taxpayers can manage cash flow more effectively while staying compliant by paying monthly. These plans can cover income tax, employment tax, and even trust fund obligations, helping prevent accrued penalties and interest from becoming unmanageable.
Short-term payment plans give taxpayers up to 180 days to pay the due amount without setup fees or lengthy processes. These will be useful when funds are available soon.
Long-term installment agreements, however, require a formal application, sometimes a down payment, and compliance with certain conditions. They allow payments to extend for years, ensuring taxpayers can meet obligations even when balances and interest continue to accrue.
Yes. Taxpayers can consolidate balances from several tax years into one existing installment agreement, simplifying administration. This is often subject to specific IRS rules but provides efficiency in managing multiple obligations.
Combining balances ensures the minimum monthly payment is applied toward all liabilities, including accrued penalties. It may require careful calculations to guarantee payments are enough to cover each bill while still meeting the terms of the agreement.
Collection protection starts as soon as the IRS approves the payment agreement. Once in place, actions like bank levies and wage garnishment are automatically suspended.
The approval date depends on processing time. Streamlined agreements usually finalize quickly, while more complex cases can take longer. Interest may continue to accrue during this process, but enforcement efforts stop once the agreement is complete.
Taxpayers have several payment options, from traditional mail checks to electronic methods. The most convenient approach is to apply online and set up a direct debit payment plan, which ensures payments are withdrawn automatically.
Other methods include payroll deductions or credit card payments. Automatic methods generally make it easier to stay compliant with the agreement and reduce the risk of missed payments.
Payment plans generally last until the full amount of the tax liability is satisfied or the statute of limitations expires. Some agreements may also end if the taxpayer defaults.
They can be modified under certain conditions, such as financial circumstances. Taxpayers may submit a written request to adjust terms, increase flexibility in payment options, or reduce their minimum monthly payment.
While most taxpayers can apply online or by phone, professional help is often valuable when dealing with high balances, complex debts, or accrued penalties. A tax advisor can help you structure the payment plan to minimize costs.
Professionals also ensure you provide additional information, complete the paperwork accurately, and avoid errors that could cause default. This guidance helps secure manageable terms and protects your financial stability.
Methods of Contact
Vital for collaboration, support, or information exchange.